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2105 Palm TerraceSarasota, FL 34231Price: $425,000

  • Price: $425,000
  • Est. Mortgage of $/month
  • 1 Day on Market
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Federal 30-year interest rate: 7.18% last updated on Nov 5, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $425,000List Price
  • 3Bedrooms
  • 2Bathrooms
  • 0.23Acreage
  • 1,162Square Feet
  • A4710552MLS Number

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Welcome to a fully renovated, move-in ready home in Harbor Oaks, tucked on a quiet tree-lined street in one of Sarasota's most centrally located neighborhoods, just minutes from the white sands of Siesta Key. With 3 bedrooms, 2 full bathrooms, a heated pool, and no HOA, this home delivers the Florida lifestyle buyers are searching for without the condo fees or community restrictions, making it equally appealing as a full-time residence or a long-term rental investment. The home is also available turnkey, so you can move in or start leasing with nothing to buy and nothing to set up. Owned solar panels, with no lease or payment to take over, are sized to cover the home's average utility bill, a real advantage for a home with a heated pool. A paver driveway and walkway lead to the front entry, with a covered carport along the side of the home. Inside, the open living and dining area is bright and welcoming, with warm wood floors, recessed lighting, plantation-style blinds, and a fireplace with a white stone surround anchoring the living room. The kitchen is finished with white shaker cabinetry, gold hardware, a striking deep blue tile backsplash, and stainless steel appliances, all open to the dining space so cooking and conversation happen together. The primary suite features an en suite bath with a glass-enclosed herringbone tile shower, a lighted mirror, and a separate makeup vanity. The second bedroom sits just next door, and the third bedroom, set off the living room on the opposite side of the home, works equally well as a guest room, home office, or den. The second full bath offers a glass-enclosed shower and the laundry area, conveniently located off the kitchen. Step out back and the fully fenced yard becomes a private resort. The heated pool is framed by extensive pavers, a decorative sand area with room for loungers, and a lush artificial turf lawn that stays green with no mowing. High-end landscaping and mature palms surround multiple patio spaces for dining, grilling, and relaxing in the shade, giving you a backyard you will use every day of the year with very little upkeep. The location is hard to beat. Siesta Key Beach and its famous powder-soft quartz sand are a short drive across the Stickney Point bridge, and Gulf Gate Village's restaurants, coffee shops, and nightlife are close by. Phillippi Estate Park and its Wednesday farmhouse market, Sarasota Memorial Hospital, and downtown Sarasota's arts and dining scene are all within easy reach. The area continues to grow, with Siesta Promenade bringing new shops, restaurants, and a boutique hotel to the gateway of Siesta Key, and the Sarasota Square redevelopment adding Whole Foods Market and an open-air shopping and dining destination just down US-41. **THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS.**

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Listed by Toni Zarghami of KW COASTAL LIVING III (murraycoleman@kw.com)

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of November 12, 2026 10:32 PM EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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